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Terms of Use

General Terms

This Site contains information in the form of general small business information, general personal wealth information, general real estate information. This Site may include various business and wealth calculators. All material is provided as an information service only and should not be relied upon as a substitute for commercial or other professional advice. Neither B Invested and NathanBirch.com.au, its proprietors or associates accept any responsibility for the accuracy of any information contained in this Site or its applicability in the specific circumstances of any user or member.

B Invested and NathanBirch.com.au does not give any specific or tailored financial, taxation or accounting advice or conduct a business providing taxation or accounting advice either as a representative or agent of any other person or on its own account. B Invested and NathanBirch.com.au does not give any securities or investment advice, conduct any securities or investment advice business or deal in securities whether on its own behalf, as a representative or agent of any other person, or otherwise.

None of the information on this Site takes into account the financial circumstances or investment needs of any particular investor. Each user or member must therefore assess whether it is appropriate, in the light of his/her individual circumstances, to act upon the relevant information.

Where applicable, business and personal wealth calculators provide illustrative calculations based on stated assumptions only. The information resulting from the calculations should not be relied upon as a complete representation of all start up and other costs or as a substitute for commercial or other professional advice. This Site provides contact details of relevant third party organisations for further information.

B Invested and NathanBirch.com.au receives no commission or other financial benefit from the publication of the information on this Site (save and except for affiliate or referral fees, membership fees and advertising charges) and is in no way interested in any securities or other transaction entered into as a result of the publication of such information.

All advertising and referral buttons containing hyperlinks to third parties are paid for by the relevant third-party advertiser and are not recommendations or endorsements by B Invested and NathanBirch.com.au or their respective directors, affiliates or employees. Users and Members are referred to the relevant advertiser for all relevant information including complete information on that entity's investment adviser licensing status and licence number.


Limitations of Liability

The Australian Trade Practices Act 1974 (Cwth) and similar State and Territory Legislation confers certain rights and remedies on consumers in relation to the provision of services by this Site which cannot be excluded, restricted or modified ("Statutory Rights"). To the extent that such Statutory Rights conflict with the disclaimers and other conditions set out below the Statutory Rights shall prevail provided that the offending disclaimer or condition shall be read down to the minimum extent required to avoid offending the Statutory Rights or if necessary shall be severed on the basis that the remainder of the disclaimer and the conditions shall continue to apply to the maximum extent possible. This Disclaimer shall exclude all other conditions and warranties implied by custom, law or statute.

Subject to the Statutory Rights:

1.All Content is provided "as is" and without warranties of any kind, either express or implied,
2.B Invested and NathanBirch.com.au expressly disclaims all warranties of any kind including, without limitation, implied warranties of merchantability and fitness for a particular purpose,
3.B Invested and NathanBirch.com.au does not warrant that the functions contained in any Content or any Communications Facility or user or member access to this Site will be uninterrupted or error-free, that any defects will be corrected or that this Site or the server which stores and transmits Content to you are free of viruses or any other harmful components,
4.B Invested and NathanBirch.com.au does not warrant or make any representation regarding user or member access to, or the results of user or member access to, this Site (including any linked websites) or any Content in terms of correctness, accuracy, timeliness, completeness, reliability or otherwise, and
5.Users and members (and not B Invested and NathanBirch.com.au) assume the entire cost of any necessary verification, maintenance, repair and/or correction of any relevant Content.
Under no circumstances (including but not limited to any act or omission, whether negligent or not, on the part of B Invested and NathanBirch.com.au) will B Invested and NathanBirch.com.au or its Affiliates be liable for any indirect, incidental, special and/or consequential damages or loss of profits whatsoever which result from any use or access of, or any inability to use or access, this Site or any Content.

Users and members expressly acknowledge and agree that B Invested and NathanBirch.com.au does not exert control over other users and members of the Site and is not liable either for their opinions or their behaviour including any information and/or advice and any defamatory statements or offensive conduct.

To the fullest extent permitted by law, B Invested and NathanBirch.com.au's liability for breach of any implied warranty or condition which cannot be excluded is limited at the option of B Invested and NathanBirch.com.au to

1.the supply of the services again, or
2.the payment of the cost of having services supplied again.