At B.Invested, we specialise in identifying properties priced below market value based on direct comparables in the same area. Our priority is ensuring the numbers stack up for you from day one, offering real value not speculative growth promises. 

We focus on proven financial fundamentals. Every property is assessed for positive cash flow potential, equity gain on purchase, and long-term affordability. This ensures you’re buying based on numbers, not hype.

Rather than chasing hot growth corridors, our strategy involves sourcing properties with strong rental yield and below-market pricing helping you get ahead from the very start, even before capital growth kicks in. 

Our modelling shows you expected rental income, expenses, and immediate equity position based on real figures not projections. You’ll have full visibility into how each deal contributes to your wealth-building journey. 

Your personalised rentvesting strategy is centred on achievable outcomes using under-market properties. We tailor a clear path aligned with your budget, borrowing power, and risk tolerance no suburb hype, just results. 

Rentvesting is more than just a trendy term it’s a powerful strategy for those who want to enter the property market while maintaining lifestyle flexibility. By renting where you want to live and investing where you can afford, rentvesting opens the door to wealth creation without the compromise of waiting years to buy a primary residence. 

Contrary to popular belief, owning property doesn’t require living in it. In fact, rentvesting allows you to invest in markets that offer stronger capital growth, higher rental returns, or better affordability than where you currently live. This flexibility helps Australians break into the market sooner and build equity faster. 

One of the biggest benefits of rentvesting is the ability to separate lifestyle from investment. You can enjoy the convenience and vibrancy of city living without the high mortgage that typically comes with it, while your investment property quietly appreciates elsewhere. 

A well-structured rentvesting plan starts with choosing the right suburb to invest in not just based on price, but on future value potential. Things like population growth, infrastructure projects, and rental demand all play a role in finding the right location. 

Rentvestors also enjoy more tax advantages than owner-occupiers. With the right advice, you can claim depreciation, interest on loans, and other deductible expenses ultimately reducing your taxable income and improving your cash flow. 

It’s important to remember that rentvesting isn’t one-size-fits-all. It requires clear goals, the right team, and ongoing reviews. As markets shift and equity builds, your strategy should evolve to reflect your growing experience and financial capacity. 

Risk management is key. Even though rentvesting can be highly profitable, investors should always allow for vacancies, interest rate changes, and unexpected repairs. That’s why cash flow modelling and contingency planning are built into every strategy at B.Invested. 

You don’t need to give up your dream home forever. Many rentvestors use their early investment gains to later purchase their ideal home or continue growing a passive income stream to support that lifestyle. 

What sets successful rentvestors apart is education and guidance. Working with professionals who understand this model makes the journey smoother, smarter, and more profitable. You don’t have to figure it out on your own. 

Whether you’re just starting out or already exploring your options, rentvesting could be the key to building wealth on your terms. It’s not about waiting it’s about starting smart.

1. What exactly is rentvesting?

Rentvesting is a strategy where you rent a property to live in while owning an investment property elsewhere. This allows you to enjoy your preferred lifestyle without delaying your entry into the property market. 

 Key points: 

• Rent where you want to live 
• Own in a more affordable/high-growth area 
• Start building wealth sooner 

2. Is rentvesting a good option for first home buyers?

Yes. Many first home buyers use rentvesting to get on the property ladder earlier and avoid overcommitting financially. It’s ideal for those who can’t afford to buy in their preferred location. 

 Benefits include: 

• Lower deposit requirements 
• Tax benefits from owning an investment 
• Flexibility to upgrade later using equity 

 3. Can I access government grants if I rentvest?

Sometimes. Some grants like the First Home Owner Grant require you to live in the property for a minimum period before renting it out. With careful planning, you can still qualify. 

Things to check: 

• State-specific rules 
• Minimum occupancy periods 
• Grant eligibility based on use 

 4. How do I choose where to invest?

We use data to identify suburbs with strong growth potential, low vacancy rates, and solid rental returns. Emotional decision-making is avoided everything is based on performance. 

What we analyse: 

• Infrastructure projects 
• Employment hubs 
• Historical growth patterns 
• Rental demand and yield 

5. Will I still be able to buy a home to live in later?

Absolutely. Many rentvestors use equity from their investment property to fund the purchase of their dream home later on. 

Common pathways: 

• Buy investment first → grow equity → refinance 
• Use rental returns to boost borrowing power 
• Transition from rentvesting to homeownership over time 

6. What are the risks of rentvesting?

Like any investment, rentvesting carries risks. However, proper planning can minimise them. 

Risks to plan for: 

• Vacancies or late rent 
• Property maintenance costs 
• Interest rate rises 
• Changes in lending policy 

A cash buffer and good management help mitigate these. 

7. Do I need a big deposit to start?

Not necessarily. Many rentvestors start with 5%–10% deposits, using Lenders Mortgage Insurance (LMI) if needed. Others may use equity from family or existing assets. 

Options include: 

• Saving gradually 
• Family equity contributions 
• Government guarantee schemes (if eligible) 

 8. Is it better to buy a house or a unit?

It depends on your budget and goals. Both can work for rentvesting if chosen wisely. 

Houses: 

• Higher capital growth (often) 
• Larger land content 
• Higher entry cost 

Units: 

• Lower upfront costs 
• May offer better yields 
• Body corporate fees to consider 

 9. What if my rent is higher than my investment return?

This is possible, especially in capital cities. But your investment can still grow in value, and tax deductions may offset short-term cash gaps. 

Tips: 

• Focus on long-term capital gain 
• Choose high-growth areas 
• Review finances annually 

 10. How does B.Invested help with rentvesting?

We support you with a full rentvesting strategy from planning and finance to purchase and beyond. 

Our support includes: 

• Personalised rentvesting plan 
• Suburb and property research 
• Broker and legal referrals 
• Tax and cash flow advice 
• Ongoing portfolio mentoring